• Housing Market Sees Surge of ‘Wait-and-See’ Home Buyers,Josiah Ford

    Housing Market Sees Surge of ‘Wait-and-See’ Home Buyers

    Last month, contract signings fell to their lowest level on record as the housing market continued to struggle through a sluggish summer. According to the National Association of REALTORS®’ latest Pending Home Sales Index—a forward-looking measure based on contract signings—there was a 5.5% declin

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  • UWM's Zero-Down Loans Gain Buyer Favor but Raise Concerns Among Consumer Advocates,Josiah Ford

    UWM's Zero-Down Loans Gain Buyer Favor but Raise Concerns Among Consumer Advocates

    UWM's zero-down loan initiative garners buyer interest but raises concerns among consumer advocates. In contrast to the lax underwriting standards of subprime loans prior to the 2007 housing crash, these new loans adhere to strict criteria set by Freddie Mac.    According to CNN, United Wholesale

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  • The Perks of Buying over Renting,Josiah Ford

    The Perks of Buying over Renting

    Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place. 1. Home Values Typically Go Up Over Time There’s been some confusion over the past year or so abo

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